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No Win, No Fee,
explained properly.

Nothing to pay upfront and no legal fee at all if your claim does not succeed. Our fee comes out of your compensation only when we win — capped, and agreed in writing before we start. Here is exactly how it works, and which services it covers.

No Win, No Fee
Funding Your Claim

What No Win, No Fee
actually means

"No Win, No Fee" is the everyday name for a Conditional Fee Agreement, or CFA. It is a written contract between you and your solicitor under which our fee is conditional on winning: if the claim does not succeed, you owe us nothing for our work.

It exists for a straightforward reason. Legal aid was withdrawn from most personal injury and civil compensation work by the Legal Aid, Sentencing and Punishment of Offenders Act 2012. Without conditional fees, bringing a claim would depend on being able to fund it upfront — which would put justice out of reach for most of the people who need it.

What follows sets out where our fee comes from, what happens if you win and if you lose, which of our services are funded this way, and which are not. That last part matters: some of what we do cannot be offered on this basis by anyone, and you should know that before you assume otherwise.

What it covers

Claims we take on No Win, No Fee

These are the services funded this way. Every one of them starts with a free assessment and costs you nothing unless the claim succeeds.

Where our fee comes from

Only ever from money we win for you. There is no bill during the case and no bill at the end if the case fails.

When a claim succeeds, our fee is a success fee — a percentage of your compensation, agreed with you in writing before any work starts. Success fees are subject to limits set by law, and in personal injury claims the percentage that may be taken from your damages is capped by statute. We will tell you the exact percentage, and what it means in pounds against a realistic outcome, before you sign anything.

Two things are worth understanding because they are where most confusion sits.

First, in most successful claims a large part of your solicitor's costs is recovered from the other side, not from you. The success fee is what sits on top of that, and it is the part that comes from your damages.

Second, disbursements — the expenses of running the case, such as medical reports, court fees and expert evidence — are funded by us as the case runs. In a successful claim they are normally recovered from the other side. If the claim fails they are covered by the insurance described below, not by you.

What happens if you win, and if you lose

If you win. The other side pays your compensation and, in most cases, a substantial part of your legal costs. Our success fee is deducted from your damages at the agreed percentage, within the statutory cap where one applies. You receive the balance, and we set the arithmetic out for you in writing before the settlement is finalised — not afterwards.

If you lose. You pay us nothing for our work. That is the whole point of the arrangement and it is not qualified.

What needs stating honestly is the other side's costs. In most personal injury claims qualified one-way costs shifting protects an unsuccessful claimant from having to pay the defendant's costs. That protection is strong but it is not absolute — it can fall away if a claim is found to be fundamentally dishonest, if it is struck out, or if you fail to beat a formal settlement offer the defendant made under Part 36.

That last one is the practical risk, and it is why the advice you get about whether to accept an offer matters as much as the advice about bringing the claim. Where a case needs it, we arrange After the Event insurance to cover that exposure and any disbursements, and we explain what it costs and who pays for it before it is put in place.

Which of our services are NOT No Win, No Fee

This is the section most firms leave out, and it is the reason this page exists.

Immigration. No immigration work can be funded on a No Win, No Fee basis — not by us and not by anybody else. Conditional fee agreements are not permitted for immigration matters, so any adviser offering you one is either mistaken or misleading you, and that on its own tells you something worth knowing about them. Our immigration work is charged at a fixed fee, quoted in writing before we begin, and the first consultation is free.

Settlement agreements. These are not claims and they are not funded conditionally. A settlement agreement is not binding on your employer unless you have taken independent legal advice, so employers almost always pay a contribution to your legal fees direct to us. In most cases the advice costs you nothing — but it is an employer contribution, not a No Win, No Fee arrangement.

Independent legal advice. Certifying a personal guarantee, a mortgage or an occupier's consent is a fixed-fee piece of work with a defined scope. There is no claim and nothing to win, so a conditional fee makes no sense.

Housing disrepair against a private landlord. We take disrepair claims against councils and housing associations only. If you rent privately, the routes that help are free ones — your council's environmental health team, Shelter and Citizens Advice — and we would rather point you there than take details we cannot act on.

Every service page on this site carries a bar under the heading stating which of these applies to that page, so you never have to work it out.

Questions to ask any firm offering No Win, No Fee

Conditional fee agreements are not identical between firms, and the differences are worth understanding before you sign. These are the questions we would want a member of our own family to ask.

  • What percentage is the success fee? Ask for the figure and for a worked example in pounds against a realistic settlement, not a percentage in isolation.
  • Is it capped, and at what? In personal injury claims a statutory cap applies to what may be taken from damages. Ask what the cap is for your type of claim.
  • Who pays the disbursements if I lose? Medical reports and court fees are real money. Find out who is funding them and what happens to that if the claim fails.
  • Will I need After the Event insurance? If so, what does it cost, when is it paid, and does it come out of my damages?
  • What happens if I reject an offer and do worse at trial? This is where costs protection can fall away. A firm that glosses over it is not being straight with you.
  • What if I want to end the agreement? Ask what you would owe if you changed solicitors or discontinued, and get the answer in writing.

Is "No Win, No Fee" the same as risk-free?

No, and we will not tell you it is.

On our fee, the position is absolute: if the claim does not succeed you owe us nothing for our work. That much genuinely is without risk to you.

What is not risk-free is the wider costs position. Qualified one-way costs shifting protects most unsuccessful personal injury claimants from the defendant's costs, but that protection has exceptions, and failing to beat a Part 36 offer is the one that catches people out. There is also the time and the emotional cost of running a claim, which no funding arrangement removes.

We would rather say that plainly at the start than have you discover it later. If any firm tells you a claim carries no risk whatsoever, ask them about Part 36 and see what happens.

What you pay, at each stage

There is no stage at which a bill arrives unexpectedly. This is the whole list.

  • To ask whether you have a claim — nothing
  • For the initial assessment — nothing
  • While the case runs — nothing
  • For medical reports and court fees — funded by us
  • If the claim does not succeed — nothing for our work
  • If the claim succeeds — an agreed, capped share of your compensation

How the agreement works

  1. Free assessment Day 1

    We tell you whether there is a claim worth bringing. If there is not, we say so — and that costs you nothing either.

  2. The agreement, in plain English Day 1–3

    You get the percentage, the cap, what happens if you lose and what happens if you end it early, in writing, before you sign.

  3. Insurance arranged if needed Week 1

    Where a case needs After the Event cover we arrange it and explain what it costs and who pays, before it is put in place.

  4. We run the case Throughout

    Disbursements are funded by us. No invoice arrives while the case is live.

  5. Settlement At the end

    You see the full arithmetic — compensation, costs recovered from the other side, our success fee, and what reaches you — before anything is finalised.

The deadline matters more than the funding

Most personal injury claims must be started within three years, and once a limitation period passes the claim is usually lost however strong it was. Because there is nothing to pay to find out where you stand, there is no financial reason to wait — and every month that passes makes evidence harder to gather and witnesses harder to find.

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Common Questions

No Win, No Fee FAQ

What does No Win, No Fee actually mean?
It is the everyday name for a Conditional Fee Agreement — a written contract under which our fee depends on winning. You pay nothing upfront, nothing while the case runs, and nothing for our work if the claim does not succeed. If it does succeed, our fee is a pre-agreed percentage of your compensation, capped, and set out in writing before you sign.
Which services do you offer on No Win, No Fee?
Personal injury, hearing loss, housing disrepair against councils and housing associations, and data breach claims. It is not available for immigration, which cannot be funded conditionally by anyone; for settlement agreements, which your employer normally pays for; or for independent legal advice, which is fixed fee. Every service page states which applies to it.
Why can immigration not be No Win, No Fee?
Conditional fee agreements are not permitted for immigration work. It is not a policy we have chosen — no solicitor or regulated adviser can lawfully offer one. If an adviser offers you No Win, No Fee for a visa application, treat that as a serious warning sign about them. Our immigration work is fixed fee, quoted in writing before we start, with a free first consultation.
How much is the success fee?
It depends on the type of claim and its prospects, and it is agreed with you in writing before any work begins. Success fees are subject to limits set by law, and in personal injury claims the amount that may be taken from your damages is capped by statute. Ask us and you will get the percentage and a worked example in pounds, not a vague answer.
Is No Win, No Fee the same as risk-free?
No. Our fee genuinely is: if you lose, you owe us nothing for our work. The wider costs position is not absolute. Qualified one-way costs shifting protects most unsuccessful personal injury claimants from the defendant's costs, but it can fall away where a claim is fundamentally dishonest, is struck out, or where you fail to beat a formal Part 36 offer. We explain that at the start and arrange After the Event insurance where a case needs it.
Who pays for medical reports and court fees?
We fund them while the case runs, so no invoice reaches you mid-claim. In a successful claim they are normally recovered from the other side. If the claim fails they are covered by After the Event insurance where that is in place, not by you. We will tell you at the outset exactly how disbursements are being handled in your case.
What if I want to change solicitors partway through?
You can, and wanting a second opinion is not disloyal. There can be cost consequences in ending a conditional fee agreement early, and they depend on the terms you signed and how far the case has gone. We will explain those honestly before you decide — including when staying where you are is the better answer.
Do I have to pay anything to find out if I have a claim?
No. The assessment is free and carries no obligation. If we think you do not have a claim worth bringing, we will tell you that rather than taking on a case to generate a file — which the SRA Code of Conduct requires of us in any event.

Related

Nothing to lose but the deadline

Finding out whether you have a claim costs nothing and commits you to nothing. Waiting can cost you the claim entirely.

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